Overview
Whiteman Osterman & Hanna’s Banking and Financial Services attorneys provide comprehensive banking and financial services representation to national banking associations, state-chartered banks, and other financial institutions. We provide our clients with a unique breadth and depth of coverage. Please see our areas of focus below, and our Business Restructuring, Creditors’ Rights and Bankruptcy page, for more detail.
Commercial and Business Banking and Other Financing Transactions
The Firm’s Banking and Financial Services attorneys regularly represent banks, other financial institutions and other lenders, as well as borrowers, in connection with all aspects of financing transactions, including negotiating loan terms, drafting loan documents, analyzing and advising on security and collateral issues, addressing real estate title issues, and handling closings, all in a wide variety of transactions, such as those involving:
- Commercial real estate, including acquisition, project, and construction lending;
- Commercial and industrial lending transactions;
- Asset-based credit facilities;
- Commercial leasing transactions;
- Private bank facilities;
- Municipal finance;
- Mezzanine lending; and
- Syndicated and participated loan transactions.
In addition, the Firm's Banking and Financial Services attorneys represent our bank clients in connection with commercial loan portfolio sales.
Cash Management and Depository Services
The members of the Firm’s Banking and Financial Services Group have extensive experience in the preparation of deposit account and cash management documentation and regularly counsel the Firm’s clients on issues that arise in connection therewith.
Our team includes lawyers whose practice actively involves the representation of financial institutions in the negotiation and documentation of banking and merchant services contracts with private entities and with state and local governments and thus have a unique ability to address the particular issues that financial service providers face when doing business within the public sector.
The Firm’s attorneys also have decades of experience negotiating and documenting deposit account control agreement transactions on behalf of its bank clients and have documented thousands of Deposit Account Control Agreements and related documents.